Cashback Tracker
Log cashback from CRED, MagicPin, credit cards, and UPI apps. See how much you save every month.
Log Cashback
Frequently Asked Questions
Why track cashback?
Most people earn ₹500-2000/month in scattered cashback but never realize the total. Tracking helps you see the actual value and optimize which platforms to use.
Which platforms give the most cashback?
CRED gives cashback on credit card bill payments. MagicPin offers restaurant/grocery rewards. Credit cards typically offer 1-5% via reward points.
Is this data shared with anyone?
No. All data is stored locally in your browser. Nothing leaves your device.
Can I track reward points too?
Convert reward points to their ₹ value before logging. For example, HDFC Smartbuy points are typically worth ₹0.25-0.50 each.
How do I maximize cashback?
Stack rewards — pay via credit card on MagicPin (card + MagicPin reward), then pay the credit card bill via CRED (CRED cashback). Triple reward on one transaction.
Are cashback and reward points taxable?
As of FY 2024-25, cashback from credit card rewards is generally not taxable as it's considered a discount. However, large cashback on referrals may attract TDS.