Finance Utils

Free financial calculators and tools for smarter wealth management.

1 Wealth Creation

Project the future value of your long-term and recurring investments.

SIP Calculator

Standard mutual fund projections.

PPF Calculator

Tax-free retirement savings plan.

SSY Calculator

Sukanya Samriddhi Yojana.

Goal Planner

Find monthly required SIP.

Fixed Deposit (FD)

Lump sum compounding.

Recurring Deposit (RD)

Bank monthly savings.
2 Loans & Debt

Analyze your borrowing capacity and monthly reduction schedules.

EMI Calculator

Monthly loan payments.

Home Loan Eligibility

Find your max borrowing limit.

Education Loan

Post-study repayment terms.
3 Retirement & Income

Plan for financial independence and consistent post-retirement income.

SWP Calculator

Systematic monthly withdrawals.

F.I.R.E Calculator

Early retirement milestone target.

NPS Calculator

National Pension System corpus.

EPF Calculator

Employee Provident Fund returns.

Gratuity Calculator

End-of-service exit benefits.
4 Tax & Business Math

Calculate statutory deductions, invoice taxes, and employee benefits.

Income Tax

Old vs New regime comparison.

GST Calculator

Add/Remove local indirect taxes.

HRA Exemption

House Rent Allowance deductions.

Salary (In-Hand)

CTC breakdown to take-home pay.

Capital Gains Tax

STCG and LTCG estimations.

CAGR Calculator

Annualized historical growth rate.
5 Trackers & Portfolio

Track your investments, assets, and recurring finances in one place.

Investment Portfolio

MF + Stocks + NPS in one view.

Stock Watchlist

Track stocks and set price alerts.

Crypto Tracker

Track BTC/ETH/USDT holdings and P&L.

Credit Card Tracker

Bill dates, limits, utilization.

Cashback Log

Log and total cashback earnings.

Subscription Tracker

All recurring bills in one place.

Freelance Income

Log invoices and income by client.

Domain Portfolio

Track renewal dates and hosting costs.

Master Finance Utils

Explore our comprehensive library of guides, best practices, troubleshooting tips, and in-depth comparisons.

Explore Resources Hub

Frequently Asked Questions

What financial calculators are available here?

Our suite includes calculations for SIP (Mutual Funds), EMI (Loans), PPF, GST, SWP, and Gratuity.

Are the results from these calculators official?

They provide highly accurate mathematical projections. However, actual values from banks may vary slightly due to specific compounding dates or local taxes.

How do I calculate the maturity of my investment?

Depending on the type, use the SIP (for monthly) or Lumpsum calculator. Enter the amount, expected return, and tenure to see your possible maturity wealth.

Is it safe to enter my financial data here?

Yes. We don't store your inputs. All math is performed instantly in your browser session.

Can I see a yearly breakdown of my loan or investment?

Yes. Most tools like EMI and SIP provide a detailed year-over-year table showing principal, interest, and balance progress.

Do the calculators account for inflation?

Currently, they show nominal values. Factoring in inflation is a planned feature for our advanced planning mode.

Can I use these for tax planning?

The PPF and Gratuity tools are excellent for estimating tax-saving investments and retirement benefits under Indian tax laws.

Do the calculators work offline?

Yes. Once the page is loaded, you can perform calculations without an active internet connection.

What is the difference between Simple and Compound interest?

Our tools primarily use Compound Interest (annual or monthly frequency) as most modern financial products follow this logic.

Can I compare two different investment scenarios?

You can open two tabs to compare side-by-side, or use our 'SIP vs Lumpsum' comparison tool.